The American Dental Association recommends everyone visits their dentist at least twice a year for preventive services; however, one-third of adults haven’t had an appointment within the last 12 months. If you’re among those who skip routine cleanings and checkups, you might think you’re saving money by not seeing your dentist until after an issue develops. Unfortunately, you’re actually increasing your oral health expenses. If you’re worried about the cost, you have nothing to fear when using your dental insurance in Scripps Ranch. If you don’t act fast, your insurance benefits will expire. Here are 3 reasons to visit your dentist before 2020 ends to save money.
1. Preventive dentistry lowers long-term dental expenses.
Dental care is designed with prevention in mind. Research shows routine cleanings and checkups will save you money long-term because they keep your teeth and gums healthy. In fact, every $1 spent on prevention can lower your restorative and emergency dentistry costs by as much as $50.
Your dental insurance makes it easy to maintain your appointments every 6 months for only a small co-payment. By paying your monthly premiums, you have 100% coverage for preventive services, including cleanings, checkups, and oral cancer screenings.
2. Prevent a costly treatment down the road.
If you have an oral health issue that hasn’t been treated, like a cavity or gum disease, the longer you wait to have it resolved, the more you can expect to pay. Without quick intervention, the problem will continue to worsen, increasing the likeliness of needing a costly procedure.
You can restore a healthy smile without draining your wallet using your dental benefits. Although every policy differs, most plans cover 50% to 80% of the cost of common restorative treatments after you’ve reached your annual deductible. Your coverage will help offset the cost to keep your treatment affordable.
3. If you don’t use it, you’ll lose it.
All year you’ve paid into your dental coverage, so why not use it? At the end of the calendar year, your policy will expire. You won’t be reimbursed for anything you haven’t used, and nothing will carry over into 2021 for accumulation. With less than 3% of people exceeding their annual limits, you could throw potentially thousands of dollars down the drain if you don’t maximize your yearly benefits.
Invest in a Healthy Smile
You can visit your dentist in Scripps Ranch regularly without worrying about any added financial strain. You’ll lower your overall oral health expenses to invest in a healthy smile that lasts.
About Dr. Greg Friedman
Dr. Greg Friedman strives to provide comprehensive dental care to all patients in the community. Our office works with many leading insurance carriers to reduce your out-of-pocket expenses. We’ll file the necessary claim forms on your behalf to maximize your policy. If you don’t have insurance, we offer an in-house membership plan to help you get the care you need without breaking the bank. If you need an appointment before the year ends, contact our office today.